The Dime Bank offers a variety of loan options. A Dime Bank loan affords you great flexibility when you need financial assistance. And remember, as always, individuals may pre-pay loans without penalty.
- Personal Loans
A Dime Bank personal loan can help you purchase a new or used car, install a home computer system, take that dream vacation, build an addition onto your home or send a child to college.
- Automobile Loans
We offer financing on new and used vehicle with flexible terms from 36 to 72 months.
- Recreational Vehicle Loans
We offer flexible financing options on new and used Personal Watercrafts, ATVs, Snowmobiles, Tractors, RVs and Boats.
- Lot Loans
We provide flexible financing options to purchase vacant land for future construction plans.
- Collateral Loans
Use your Dime bank savings & CDs as collateral towards a loan. This is the most economical way for you to borrow as interest rates are extremely favorable.
- Home Equity Loans
Home Equity Loans are often a quicker, less expensive financing option that allows you to fully utilize the equity in your home.
- Home Equity Lines of Credit
A revolving line of credit allows you to utilize the equity in your home at any time, in any increment and for any purpose you deem necessary.
To make accessing your home equity revolving line of credit even easier, we provide you with a HELOC card. Use the card just like you would a debit card. Make retail purchases, ATM withdrawals, etc., and just like The Dime Bank debit card, the HELOC card is FREE!
- Residential Mortgages
At The Dime Bank we offer several types of financing: Fixed Rate, Adjustable Rate, and Hybrid Financing. If you are ready to buy or build your dream home, The Dime Bank is sure to have the right mortgage for you. Please see a Dime Bank loan representative for current rates or for further information on any of The Dime Bank loans.
- Primary Residence
- Vacation Home
- Investment Properties
- Fixed Rate
- Adjustable Rate
- Balloon Term
- Zero Point Options
- and more!
- Registered Mortgage Loan Originators
Here at The Dime Bank we always act in the best interest of our customers. In order to comply with the Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act), The Dime Bank has registered all Dime Bank Mortgage Loan Originators (MLO) in the Nationwide Mortgage Licensing System and Registry. Each registered MLO has been assigned a Unique Identifier number as listed below.
If you have any questions regarding compliance with the SAFE Act, please contact our Safe Act Officer, Jill George, at 570-253-6511 x 7716.
Click here for Consumer Financial Protection Bureau (CFPB) mortgage guidance and tips.