My Personal Lending

The Dime Bank offers a variety of loan options.  A Dime Bank loan affords you great flexibility when you need financial assistance. And remember, as always, individuals may pre-pay loans without penalty.

Personal Loans

A Dime Bank personal loan can help you purchase a new or used car, install a home computer system, take that dream vacation, build an addition onto your home or send a child to college.

Automobile Loans

We offer financing on new and used vehicle with flexible terms from 36 to 72 months.

Recreational Vehicle Loans

We offer flexible financing options on new and used Personal Watercrafts, ATVs, Snowmobiles, Tractors, RVs and Boats.

Lot Loans

We provide flexible financing options to purchase vacant land for future construction plans.

Collateral Loans

Use your Dime bank savings & CDs as collateral towards a loan. This is the most economical way for you to borrow as interest rates are extremely favorable.

Home Equity Loans

Home Equity Loans are often a quicker, less expensive financing option that allows you to fully utilize the equity in your home.

Home Equity Lines of Credit

A revolving line of credit allows you to utilize the equity in your home at any time, in any increment and for any purpose you deem necessary.

To make accessing your home equity revolving line of credit even easier, we provide you with a HELOC card. Use the card just like you would a debit card. Make retail purchases, ATM withdrawals, etc., and just like The Dime Bank debit card, the HELOC card is FREE!

Residential Mortgages

At The Dime Bank we offer several types of financing: Fixed Rate, Adjustable Rate, and Hybrid Financing. If you are ready to buy or build your dream home, The Dime Bank is sure to have the right mortgage for you. Please see a Dime Bank loan representative for current rates or for further information on any of The Dime Bank loans.

  • Primary Residence
  • Vacation Home
  • Investment Properties
  • Purchase
  • Refinance
  • Construction
  • Fixed Rate
  • Adjustable Rate
  • Balloon Term
  • Zero Point Options
  • and more!

 

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