Rate Effective Date: 09/19/2012

Loan Type	Maximum Term		Down Payment	Annual Percentage Rate (APR)*	Interest Rate	Monthly Payment Per $1,000 Borrowed
Auto Loans - New	60	Months	10%	5.31%	5.00%	$18.88
Auto Loans - New	72	Months	10%	5.512%	5.25%	$16.22
Auto Loan - Used (2009-2012)	60	Months	10%	6.063%	5.75%	$19.22
Auto Loans - Used (2005-2008)	36	Months	15%	7.008%	6.50%	$30.65
Personal Unsecured Loan ($5,001-$10,000)	60	Months	n/a	9.322%	9.00%	$20.76

* APR is based on a $10,000.00 loan amount.

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Rates Subject to Change.
Financing on approved credit.
Rates assume credit scores for all borrowers of 680 or higher.
Rates above include ½% discount and require auto deduction from a Dime Bank checking or savings account.