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Home Equity Loan

If your home is worth more than you owe on it, a home equity loan at The Dime Bank can provide funds for anything you want, not just projects to fix up your home. Also called a second mortgage, this loan is a smart way to leave your savings funds in tact. We offer low rates and easy ways to make payments. Talk to one of our experienced mortgage lenders about how you can get started.

Summary
  • Use home equity loans for financing various projects
  • Leave savings and emergency funds intact
  • Competitive low rates
  • Flexible terms for affordable payments
  • Potential tax advantages*
  • No prepayment penalty
  • Receive funds in one lump sum
  • Local service and decision-making
  • Experienced lenders familiar with the local market
  • Dedicated personal service
  • Loans subject to credit approval

Visit our online Mortgage Web Center!

Home Equity Line of Credit (HELOC)

Relax with ready financing for whatever hit comes your way. A line of credit draws from your home equity and provides flexibility. Use what you need, as you need it, and pay interest only on what you use.

Summary: 

  • Use home equity for ready financing
  • Leave savings and emergency funds intact
  • Competitive low rates
  • Use what you need, as you need it
  • Convenient ways to draw funds
  • Pay interest only on what you use
  • Potential tax advantages*
  • Local service and decision-making
  • Experienced lenders
  • Dedicated personal service
  • Loans subject to credit approval

*Consult a tax advisor.