If your home is worth more than you owe on it, a home equity loan at The Dime Bank can provide funds for anything you want, not just projects to fix up your home. Also called a second mortgage, this loan is a smart way to leave your savings funds in tact. We offer low rates and easy ways to make payments. Talk to one of our experienced mortgage lenders about how you can get started.
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Relax with ready financing for whatever hit comes your way. A line of credit draws from your home equity and provides flexibility. Use what you need, as you need it, and pay interest only on what you use.
*Consult a tax advisor.
Unlock your home's potential with a fixed rate home equity loan.
Meet with one of our helpful Dime Bank loan officers today to structure a loan tailored to your specific needs. You may also apply online.
Member FDIC. Equal Housing Lender. NMLS #431592.
*APR=Annual Percentage Rate, effective as of 04/11/17. $10,000 minimum in new money required, defined as money not currently borrowed from The Dime Bank. Stated APR applies to terms from 12 months to 72 months and loan amounts of $10,000 to $150,000. The monthly payment per $1,000 borrowed at 2.99% APR for a 72 month term is $15.19. Other rates and terms available. An automatic payment from an account at The Dime Bank must remain for life of the loan to obtain stated rate. Add 0.50% to the APR for a loan without automatic payment. Financing subject to credit approval. Offer is valid as of 04/11/17 and may change or discontinue at any time. Evidence of homeowners insurance and flood insurance, if applicable, is required prior to loan closing. Borrower pays all recording fees. Mandatory NYS mortgage tax applies for NY residences to be paid by borrower. Limited time offer. Certain restrictions apply; please inquire for full details about credit costs and terms.