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Personal Loan

Instead of emptying your savings account, get competitive financing from The Dime Bank. We offer personal and collateral loans for your convenience. Since loans are approved in–house, you won’t have to wait weeks for a decision.  See how you can get started on the easy application process.

 

Special Loan Offer for Federal Government Employees

The Dime Bank is here for federal government employees offering 3.00% APR* no fee loan with no payment due for six months.

*APR=Annual Percentage Rate. 3% APR is a fixed rate, unsecured loan for a 6 month term with no payment due during this period. You can borrow up to six weeks of your net pay (paystub verified). For example, a $1,000 loan will accrue $2.47 in interest per month. Full loan repayment including accrued interest is due at the end of the 6 month term, but can be repaid earlier without penalty. Loan terms are accurate as of 01/10/19 and are subject to change without notice. Limited time offer. Financing subject to credit approval. Please inquire for restrictions and complete details. Other rates and terms available.

Summary
  • Finance a number of needs and/or life events, including
    • New computer system         
    • Dream wedding
    • International vacation
    • And more
  • Competitive low rates
  • Flexible terms for affordable payments
  • No prepayment penalty
  • Convenient ways to make payments
  • Leave savings and emergency funds in tact
  • Local service and decision-making
  • Experienced lenders
  • Dedicated personal service
  • Loans subject to credit approval
Collateral Loan

To secure a loan, you may use collateral in the value of your Dime Bank Statement Savings account or CDs.

  • Secure a loan with the following collateral:
  • Competitive low rates
  • Flexible terms for affordable payments
  • No prepayment penalty
  • Convenient ways to make payments
  • Leave savings and emergency funds in tact
  • Local service and decision-making
  • Experienced lenders
  • Dedicated personal service
  • Loans subject to credit approval