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APY = Annual Percentage Yield.

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How to Earn Your Kasasa Rewards. It’s Easy!

Earning rewards is simple. In fact, you probably do these things already. To qualify, do the following activities and transactions in your Kasasa Cash, Kasasa Cash Back, or Kasasa Tunes account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and log into online banking
  • Be enrolled in and receive eStatement notice

That’s it! And if you don’t meet these qualifications, your account is still free. Plus, you can get right back to earning your rewards the very next cycle that you qualify.


Kasasa Cash:

*APY = Annual Percentage Yield.  APYs accurate as of 06/03/19.  Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Qualifications Information:  Account transactions and activities may take one or more business days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards.  The following activities do not count toward earning account rewards:  ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by The Dime Bank as ATM transactions and purchases made with non-The Dime Bank issued debit cards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.

Reward Information:  When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $20,000.00 receive 2.25% APY; and balances over $20,000.00 earn 0.35% interest rate on the portion of the balance over $20,000.00, resulting in a range from 2.25% to 0.67% APY (the APY will vary based on account balance).  This range assumes a $20,000.01 - $120,000.00 account balance, although higher balances are accepted; and (2) you will receive unlimited reimbursements (up to $4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. If you believe you have not been reimbursed the correct amount of ATM fees, you must contact us within thirty (30) calendar days after the statement cycle where the reimbursement was applicable in order to receive a reimbursement. 

When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM fees are not reimbursed.

Interest earned and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the statement cycle. 

Additional Information:  Account approval, conditions, qualifications, limits, timeframes and other requirements apply.  A $50.00 minimum deposit is required to open the account. Enrollment in online banking, electronic statements (eStatements), log-ons, and debit card transactions are required to meet the account’s qualifications. Limit of one (1) account per Social Security number. There are no recurring monthly service charges or fees to open or close this account.  

The advertised Kasasa Cash APY is based on compounding interest.  When linked to the Kasasa Saver, the interest earned in the Kasasa Cash checking does not compound because it is transferred to the Kasasa Saver.  Interest earned and ATM fees reimbursed will be transferred from the Kasasa Cash Checking account to the Kasasa Saver on the first business day following the end of the statement cycle. Interest is compounded in the Kasasa Saver. The Kasasa Saver APYs may be less than the Kasasa Cash checking account APYs.  If qualifications in Kasasa Cash are met each monthly qualification cycle, balances up to $50,000.00 in Kasasa Saver receive 1.01% APY; and balances over $50,000.00 in Kasasa Saver earn 0.35% interest rate on the portion of balance over $50,000.00, resulting in a range from 1.01% to 0.57% APY (the APY will vary based on account balance).  This range assumes a $50,000.01 - $150,000.00 account balance, although higher balances are accepted.  If qualifications are not met in Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY.

Contact one of The Dime Bank’s service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash are trademarks of BancVue, Ltd., registered in the U.S.A.

Kasasa Cash Back:

*APY = Annual Percentage Yield.  APYs accurate as of 06/03/19.  Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Qualifications Information:  Account transactions and activities may take one or more business days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards.  The following activities do not count toward earning account rewards:  ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by The Dime Bank as ATM transactions and purchases made with non-The Dime Bank issued debit cards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.

Reward Information:  When your Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 2.00% cash back on up to a total of $300.00 in debit card purchases that post and settle to the account during that cycle period. A maximum of $6.00 cash back may be earned per Monthly Qualification Cycle.  You will also receive unlimited reimbursements (up to $4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. If you believe you have not been reimbursed the correct amount of ATM fees, you must contact us within thirty (30) calendar days after the statement cycle where the reimbursement was applicable in order to receive a reimbursement. 

When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not reimbursed.

Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the statement cycle.   

Additional Information:   Account approval, conditions, qualifications, limits, timeframes and other requirements apply.  A $50.00 minimum deposit is required to open the account. Enrollment in online banking, electronic statements (eStatements), log-ons, and debit card transactions are required to meet the account’s qualifications. Limit of one (1) account per Social Security number. There are no recurring monthly service charges or fees to open or close this account.     

If the Kasasa Cash Back account is linked to a Kasasa Saver account, Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle.  If qualifications in Kasasa Cash Back are met each Monthly Qualification Cycle, balances up to $50,000.00 in Kasasa Saver receive 1.01% APY; and balances over $50,000.00 in Kasasa Saver earn 0.35% interest rate on the portion of the balance over $50,000.00, resulting in a range from 1.01% to 0.57% APY (the APY will vary based on account balance).  This range assumes a $50,000.01 - $150,000.00 account balance, although higher balances are accepted.  If qualifications are not met in Kasasa Cash Back, all balances in Kasasa Saver earn 0.05% APY.

Contact one of The Dime Bank’s service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash Back are trademarks of BancVue, Ltd., registered in the U.S.A.

Kasasa Tunes:

*Sign Up Bonus: When you open and fund your Kasasa Tunes checking account, you will be refunded up to an aggregate total of $10.00 (which includes any applicable taxes) for iTunes, Amazon.com, Google Play purchases, made with your The Dime Bank debit card that post and settle to your account during the first 60 calendar days after your account is opened.  This refund will be credited to your account on the last day of the statement cycle.  Any portion of the Sign Up Bonus that is not used within 60 calendar days after your account is opened will be forfeited. No minimum balance is required to obtain this bonus.

Qualifications Information:  Account transactions and activities may take one or more business days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards.  The following activities do not count toward earning account rewards:  ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by The Dime Bank as ATM transactions and purchases made with non-The Dime Bank issued debit cards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.

Reward Information:  When your Kasasa Tunes qualifications are met during a Monthly Qualification Cycle you will earn up to an aggregate total of $5.00 (which includes any applicable taxes) in refunds for any iTunes, Amazon.com or Google Play purchases.  In order to be refunded, iTunes, Amazon.com or Google Play purchases must be made with your The Dime Bank debit card and must post and settle to your account no more than 30 days after the end of the Monthly Qualification Cycle in which you qualified.  In addition, you will also receive unlimited reimbursements (up to $4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. If you believe you have not been reimbursed the correct amount of ATM fees, you must contact us within thirty (30) calendar days after the statement cycle where the reimbursement was applicable in order to receive a reimbursement.

When Kasasa Tunes qualifications are not met, iTunes, Amazon.com, Google Play purchases and ATM fees are not reimbursed. 

iTunes, Amazon.com, Google Play refunds and ATM fee reimbursements will be credited to your account on the last day of the statement cycle in which these purchases post and settle to your account and in which the ATM fees were incurred.

Additional Information: Account approval, conditions, qualifications, limits, timeframes and other requirements apply.  A $50.00 minimum deposit is required to open the account. Enrollment in online banking, electronic statements (eStatements), log-ons, and debit card transactions are required to meet the account’s qualifications. Limit of one (1) account per Social Security number. There are no recurring monthly service charges or fees to open or close this account.

Contact one of The Dime Bank’s service representatives for additional information, details, restrictions, processing limitations and enrollment instructions.  Member FDIC.  iTunes is a registered trademark of Apple, Inc. Amazon is a registered trademark of Amazon.com. Google Play is a registered trademark of Google, Inc.  Apple Inc., Amazon.com and Google, Inc. are not participants in or sponsors of this program. Kasasa and Kasasa Tunes are trademarks of BancVue, Ltd., registered in the U.S.A.

Platinum Checking:

To avoid a $20.00 monthly service charge, you must maintain the following:

  • The daily balance in this account must be $10,000.00 or more, OR
  • As of the statement date, your combined deposit account balances (the average ledger balance of your checking account, the average ledger balance of your savings account, the balance of your CD, and the balance of your IRA) must total $20,000.00 or more, AND
  • Your Platinum Checking account must be an active checking account, defined as completing three (3) transactions per statement cycle in the form of deposits, cleared checks, debit transactions, or ACH items.