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APY = Annual Percentage Yield. Rates effective as of October 2, 2019.  Fees may reduce earnings.

Kasasa Saver* Learn More

Minimum Balance Minimum Opening Deposit Interest Rate APY
$0.01 - $50,000.00 $50.00 1.01% 1.01%
$50,000.01 and over $50.00 0.35% 1.01% to 0.57%**
All balances if qualifications are not met $50.00 0.05% 0.05%

Qualifications

Qualifying for Kasasa Cash® or Kasasa Cash Back® rewards automatically qualifies you for the higher Kasasa Saver® rate too. Simply do the following activities and transactions in your Kasasa Cash or Cash Back account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and log into online banking
  • Be enrolled in and receive eStatement notice

It's no problem if you miss a qualification cycle. Both accounts are still free and earn interest. And you can get back to earning rewards the very next monthly qualification cycle.

The Kasasa Saver savings account is a variable rate account and APY may change after account is opened. Fees may reduce earnings.

** Balances over $50,000.00 earn 0.35% interest rate on the portion of the balance over $50,000.00 resulting in a range from 1.01% to 0.57% APY (the APY will vary based on account balance). This range assumes a $50,000.01 - $150,000.00 account balance, although higher balances are accepted.

Kasasa Cash Checking* Learn More

Minimum Balance Minimum Opening Deposit Interest Rate APY
$0.01 - $20,000.00 $50.00 2.23% 2.25%
$20,000.01 and over $50.00 0.35% 2.25% to 0.67%**
All balances if qualifications are not met $50.00 0.05% 0.05%

Qualifications

Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and log into online banking
  • Be enrolled in and receive eStatement notice

If you don't meet the qualifications one month, don't worry. There is no penalty, you even earn interest. Plus, you can still earn interest & receive reimbursements on ATM fees the very next monthly qualification cycle.

The Kasasa Cash checking account is a variable rate account and APY may change after account is opened. Fees may reduce earnings.

** Balances over $20,000.00 earn 0.35% interest rate on the portion of the balance over $20,000.00 resulting in a range from 2.25% to 0.67% APY (the APY will vary based on account balance). This range assumes a $20,000.01 - $120,000.00 account balance, although higher balances are accepted.

Platinum Checking Learn More

Minimum Opening Deposit Minimum Balance APY
$50.00 $1,000.00 - $9,999.99 0.10%
$50.00 $10,000.00 - $24,999.99 0.15%
$50.00 $25,000.00 - $99,999.99 0.20%
$50.00 $100,000.00 and over 0.25%

The above account is a variable rate account and APY may change after account is opened. Fees may reduce earnings.

Statement Savings Learn More

Minimum Opening Deposit Minimum Balance APY
$50.00 $5.00 - $2,499.99 0.05%
$50.00 $2,500.00 - $24,999.99 0.10%
$50.00 $25,000.00 and over 0.15%

The above account is a variable rate account and APY may change after account is opened. Fees may reduce earnings.

Personal Money Market Learn More

Minimum Opening Deposit Minimum Balance APY
$50.00 $2,500.00 - $49,999.99 0.20%
$50.00 $50,000.00 - $99,999.99 0.25%
$50.00 $100,000.00 - $249,999.99 0.30%
$50.00 $250,000.00 and over 0.35%

The above account is a variable rate account and APY may change after account is opened. Fees may reduce earnings.

Burial Reserve Learn More

Minimum Opening Deposit Minimum Balance APY
$1,000.00 $1,000.00 and over 0.55%

The above account is a variable rate account and APY may change after account is opened. Fees may reduce earnings.

Business Statement Savings Learn More

Minimum Opening Deposit Minimum Balance APY
$50.00 $100.00 - $2,499.99 0.05%
$50.00 $2,500.00 - $24,999.99 0.10%
$50.00 $25,000.00 and over 0.15%

The above account is a variable rate account and APY may change after account is opened. Fees may reduce earnings.

Business Money Market Learn More

Minimum Opening Deposit Minimum Balance APY
$50.00 $2,500.00 - $49,999.99 0.15%
$50.00 $50,000.00 - $99,999.99 0.20%
$50.00 $100,000.00 - $249,999.99 0.25%
$50.00 $250,000.00 and over 0.30%

The above account is a variable rate account and APY may change after account is opened. Fees may reduce earnings.

Certificate of Deposit (CD) Learn More

Term Minimum Opening Deposit APY
3 Month $2,500.00 0.25%
6 Month $2,500.00 0.40%
12 Month $2,500.00 0.55%
24 Month $2,500.00 0.75%
36 Month $2,500.00 1.05%
48 Month $2,500.00 1.30%
60 Month $2,500.00 1.50%
36 Month Raise Your Rate CD $1,000.00 1.35%
12 Month CHOICE CD $1,000.00 0.65% 
7 Month CD Special $2,500.00  1.85%

 

The Dime Bank is not accepting Certificates of Deposit from financial institutions or brokers and reserves the right to refuse any CD money from business entities and individuals who do not enjoy a full banking relationship with The Dime Bank.

Rates subject to change

CDs have a penalty for early withdrawal

Platinum CD Learn More

Term Minimum Opening Deposit APY
3 Month $10,000.00 0.40%
6 Month $10,000.00 0.55%
12 Month $10,000.00 0.70%
24 Month $10,000.00 0.85%
36 Month $10,000.00 1.40%

Available to Platinum Checking customers.

The Dime Bank is not accepting Certificates of Deposit from financial institutions or brokers and reserves the right to refuse any CD money from business entities and individuals who do not enjoy a full banking relationship with The Dime Bank.

Rates subject to change

CDs have a penalty for early withdrawal

Individual Retirement Account (IRA) Learn More

Term Minimum Opening Deposit APY
12 Month $2,500.00 0.55%
24 Month $2,500.00 0.75%
36 Month $2,500.00 1.05%
48 Month $2,500.00 1.30%
60 Month $2,500.00 1.50% 

 

Loans

Loan Type Maximum Term Down Payment Interest Rate Annual Percentage Rate (APR) Monthly Payment Per $1,000 Borrowed
Auto Loans - New 66 Months 10% 4.00% 4.28% $16.90
Auto Loans - New 72 Months 10% 4.25% 4.51% $15.76
Auto Loans - Used (2015-2018)  66 Months 10% 4.50% 4.78% $17.13
Auto Loans - Used (2012-2014)  48 Months 15% 5.00% 5.38% $23.03
Personal Unsecured Loan ($2,000-$5,000) 60 Months n/a 7.50% 8.14% $20.04
Personal Unsecured Loan ($5,001-$10,000)  60 Months n/a 7.75% 8.06% $20.16

 

APR = Annual Percentage Rate. APR is based on a $10,000.00 loan amount except Personal Unsecured Loan ($2,000- $5,000) where the APR is based on $5,000 loan amount. Rates subject to change. Financing on approved credit. Rates assume credit score of 700 or higher. An automatic payment from an account at The Dime Bank must remain for the life of the loan to obtain the stated rates.

For more information on our loans, please click here

Please click here for Mortgage and Home Equity Loan rates or to apply.