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Cetera Advisor Networks LLC at The Dime Bank Wealth Management division offers one-stop wealth management services, capable of delivering a full slate of professional brokerage products and services, as well as our exceptional, traditional yet innovative, banking services.

To discuss how we may help you reach your financial goals, please call 570-253-8745 or visit us at our Lake Region Office at 99 Welwood Avenue (Route 6), Hawley.

As a full service brokerage operation, the Wealth Management Division at The Dime Bank provides both individuals and businesses with a full array of financial products including:

Retirement Savings Plans*

We offer a full range of retirement products and services including Traditional, Roth, SEP & SIMPLE IRAs; 401ks, 403bs, & Annuities; Defined Benefit and Profit Sharing Plans.

Mutual Funds*

Extensive selection offered with no proprietary emphasis, allowing the selection to be without bias and specific to the needs of the customer.

Educational Savings Plans*

We offer the full array of 529 and Coverdell Educational Savings Plans.

Stocks and Bonds*

Complete, independent brokerage service for individual stock and bond purchases.

Money Management*

A broad selection of professional, independent money managers covering all asset classes and styles.

Advisory Services*

Stocks, bonds, mutual funds, and ETF accounts for a simple annual fee with no transaction costs.

Financial and Estate Planning Services*

Individualized financial and estate planning services partnered with professional, independent attorney and accounting firms specializing in estate and financial planning arenas. If you prefer, we will also work with your attorney and/or accountant to deliver this important service.


The Dime Bank offers full Trust and Estate Settlement Services through Mauch Chunk Trust Company.

Meet our Wealth Management Team

Check the background of our investment professionals on FINRA’s BrokerCheck.

James M. Gardas

James M. Gardas

Vice President, Financial Advisor

[email protected]

Jim has over seven years of experience in the financial services and investment management arena, with twenty-one years in customer service. His uncompromising service standard, coupled with his education and work ethic, are invaluable in servicing The Dime Bank's investment clients. Jim graduated from Charleston Southern University, Summa Cum Laude, where he earned a Bachelor of Science degree with a double major in Business Administration & Mathematics. Jim is a financial advisor of Cetera Advisor Networks LLC and is Life, Accident, and Health Insurance licensed. Jim's civic duties include membership on the Lackawanna College Scholarship Committee, Pocono Lake Region Chamber of Commerce Board, and volunteer coach for community youth sports.

Jeremy J. Patten

Jeremy J. Patten

Financial Advisor

[email protected]

Jeremy brings over ten years of management and outstanding client financial services experience to The Dime Bank. Jeremy graduated from the John Jay College of Criminal Justice where he earned a Bachelor of Science degree and has been in the financial services arena for over six years providing investment strategies for clients by accurately assessing client’s present and future needs. He is a financial advisor of Cetera Advisor Networks LLC and is Life, Accident and Health Insurance licensed.

Cynthia A. Galloway

Cynthia A. Galloway

Financial Advisor

[email protected]

With twenty-four years of experience in the financial services industry at The Dime Bank, you can count on receiving professional, efficient, and courteous service from Cindy while she assists you and your wealth management representative. Cindy is a financial advisor of Cetera Advisor Networks LLC and is Life, Accident, and Health Insurance licensed. She earned an Associates Degree in Science, Banking and Finance from Lackawanna College. Additionally, she has completed a Trust and Investment Management Certificate through the Pennsylvania Bankers Association.

Christine M. Angland

Christine M. Angland

Registered Representative

[email protected]

With over seventeen years of experience in administration, marketing, training, management, sales, and education, Christine will ensure that your business needs are addressed. Christine is a registered representative of Cetera Advisor Networks LLC and is Life, Accident, and Health Insurance licensed. Christine holds a Master of Science degree in Communications from Ithaca College and graduated Magna Cum Laude from the State University of New York at Plattsburgh with a Bachelor of Arts degree in Communications and a minor in Business. Christine is active in numerous youth sports organizations in the community.

Securities, advisory services, and other investment products offered through Cetera Advisor Networks LLC, a securities broker dealer. The Dime Bank and Cetera Advisor Networks LLC are not affiliated. Cetera is under separate ownership from any other named entity.

Privacy policy and important information for Cetera Advisor Networks LLC


Financial Advisors are registered to conduct securities business and licensed to conduct insurance business in limited states.  Response to, or contact with, residents of other states will only be made upon compliance with applicable licensing and registration requirements.  The information in the website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.

Contact Us

The Dime Bank
Wealth Management Division
99 Welwood Avenue (Route 6)
PO Box 499
Hawley, PA 18428