​​
Wealth Management

Wealth Management

Cetera Advisor Networks LLC at The Dime Bank Wealth Management division offers one-stop wealth management services, capable of delivering a full slate of professional brokerage products and services, as well as our exceptional, traditional yet innovative, banking services.

To discuss how we may help you reach your financial goals, please call 570-253-8745 or visit us at our Lake Region Office at 99 Welwood Avenue (Route 6), Hawley.

As a full service brokerage operation, the Wealth Management Division at The Dime Bank provides both individuals and businesses with a full array of financial products including:

Retirement Savings Plans*

We offer a full range of retirement products and services including Traditional, Roth, SEP & SIMPLE IRAs; 401ks, 403bs, & Annuities; Defined Benefit and Profit Sharing Plans.

Insurance Products*

Variable and Fixed Annuities; Term, Universal and Whole Life Insurance; Long Term Care Insurance; Buy-Sell Agreement Insurance and Life Insurance Trusts.

Mutual Funds*

Extensive selection offered with no proprietary emphasis, allowing the selection to be without bias and specific to the needs of the customer.

Educational Savings Plans*

We offer the full array of 529 and Coverdell Educational Savings Plans.

Stocks and Bonds*

Complete, independent brokerage service for individual stock and bond purchases.

Money Management*

A broad selection of professional, independent money managers covering all asset classes and styles.

Advisory Services*

Stocks, bonds, mutual funds, and ETF accounts for a simple annual fee with no transaction costs.

Financial and Estate Planning Services*

Individualized financial and estate planning services partnered with professional, independent attorney and accounting firms specializing in estate and financial planning arenas. If you prefer, we will also work with your attorney and/or accountant to deliver this important service.

Trusts

The Dime Bank offers full Trust and Estate Settlement Services through Mauch Chunk Trust Company.

* Securities and advisory services are offered through Cetera Advisor Networks LLC, member FINRA/SIPC. Advisory services may only be offered by Investment Advisor Representatives in connection with an appropriate Cetera Advisor Networks LLC advisory services agreement and Disclosure Brochure (Form ADV Part II A), as provided. Not all services are available at all locations.

Securities, advisory services, and other investment products offered through Cetera Advisor a securities broker dealer, a licensed insurance agency. The Dime Bank and Cetera Advisor Networks LLC are not affiliated. Cetera is under separate ownership from any other named entity.

Privacy policy and important information for Cetera Advisor Networks LLC

NOT A DEPOSIT, NOT FDIC INSURED, NO BANK GUARANTEE, NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY, MAY LOSE VALUE.

Meet our Wealth Management Team

James M. Gardas

James M. Gardas

Vice President, Investment Adviser Representative

gardasj@ceteranetworks.com

Jim has over seven years of experience in the financial services and investment management arena, with twenty-one years in customer service. His uncompromising service standard, coupled with his education and work ethic, are invaluable in servicing The Dime Bank's investment clients. Jim graduated from Charleston Southern University, Summa Cum Laude, where he earned a Bachelor of Science degree with a double major in Business Administration & Mathematics. Jim is a registered representative of Cetera Advisor Networks LLC and is Life, Accident, and Health Insurance licensed. Jim's civic duties include membership on the Lackawanna College Scholarship Committee, Pocono Lake Region Chamber of Commerce Board, and volunteer coach for community youth sports.

Thomas G. Regenski

Thomas G. Regenski

Investment Adviser Representative

regenskit@ceteranetworks.com

Tom brings over twenty years of management experience with exemplary customer service skills in the health care, technology, and most recently, the hospitality industry. His experience along with his attention to detail and his high degree of professionalism will be assets in servicing investment clients of The Dime Bank. Tom earned his Bachelor of Science degree in Business Management from the University of Scranton. He is a registered representative of Cetera Advisor Networks, LLC and is Life, Accident and Health Insurance licensed. Tom’s community activities include membership on the board of directors of the Chamber of the Northern Poconos as well as being past president of the board of the United Way of Pike County.

Cynthia A. Galloway

Cynthia A. Galloway

Registered Representative

gallowayc@ceteranetworks.com

With twenty-four years of experience in the financial services industry at The Dime Bank, you can count on receiving professional, efficient, and courteous service from Cindy while she assists you and your wealth management representative. Cindy is a registered representative of Cetera Advisor Networks LLC and is Life, Accident, and Health Insurance licensed. She earned an Associates Degree in Science, Banking and Finance from Lackawanna College. Additionally, she has completed a Trust and Investment Management Certificate through the Pennsylvania Bankers Association.

Christine M. Angland

Christine M. Angland

Registered Representative

anglandc@ceteranetworks.com

With over seventeen years of experience in administration, marketing, training, management, sales, and education, Christine will ensure that your business needs are addressed. Christine is a registered representative of Cetera Advisor Networks LLC and is Life, Accident, and Health Insurance licensed. Christine holds a Master of Science degree in Communications from Ithaca College and graduated Magna Cum Laude from the State University of New York at Plattsburgh with a Bachelor of Arts degree in Communications and a minor in Business. Christine is active in numerous youth sports organizations in the community.

Securities, advisory services, and other investment products offered through Cetera Advisor a securities broker dealer, a licensed insurance agency. The Dime Bank and Cetera Advisor Networks LLC are not affiliated. Cetera is under separate ownership from any other named entity.

Privacy policy and important information for Cetera Advisor Networks LLC

NOT A DEPOSIT, NOT FDIC INSURED, NO BANK GUARANTEE, NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY, MAY LOSE VALUE.

Financial Advisors are registered to conduct securities business and licensed to conduct insurance business in limited states.  Response to, or contact with, residents of other states will only be made upon compliance with applicable licensing and registration requirements.  The information in the website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.

Contact Us:

The Dime Bank

Wealth Management Division

99 Welwood Avenue (Route 6)

PO Box 499

Hawley PA 18428

570-253-8745